Fast approval and closing
Asset types: single family, multi-family residential, multi-family commercial, mobile home parks, RV parks, and self-storage
Loans are up to 1 million dollars and 70% LTV
No docs, credit checks, and pay stubs required
1 year of experience is required
The purchased property as a collateral (or cross-collateral) is required. It needs to have 1.5x in equity of EMD deposit
Loan term is 0 to 12 months
The cost is 14% APR + 5% in equity
Need more than $100,000 thousand? Contact Us
We have been extremely grateful for how simple and fast Y2 Lending has been to work with. We have done a transactional funding deal and a few fix and flips with Y2 Lending. Using 10+ different hard money lenders and private lenders in the past, Y2 Lending has by far been the best to work with, easy to communicate with and very dependable.
CC Home Solutions, LLC
Working with Y2 lending helped me get my deal closed fast. I called Eugene and within 7 days I had funded my project. He was flexible on lending terms based on the performance of the project and has been a pleasure to do with throughout the entire process. I will definitely use Y2 Lending again.
Grab The Map, LLC
Y2 lending really helped my business with our financial goals. I worked with Eugene and he was incredibly professional. Everything was on time, he showed great character, and overall made the experience really easy. Every time I even have the possibility of a lending situation I consult Y2 lending first. Y2 lending and Eugene really are amazing!
Cinch Realty Group Inc
Location: Des Moines, IA
Total loan amount funded: $115,000
House purchased price: $75,000
House rehab price: $40,000
Loan Product: Fix and Flip
Location: Newton, IA
Total loan amount funded: $90,000
House purchased price: $60,000
House rehab price: $30,000
Loan Product: Fix and Flip
Location: Weatherford, TX
Total loan amount funded: $100,000
House purchased price: $60,000
House rehab price: $40,000
Loan Product: Fix and Flip
Helping real estate investors and wholesalers to grow their businesses and improve neighborhoods block-by-block.
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