EMD Funding

Found a property to wholesale or flip and need to put earnest money deposit down to secure it?

Earnest Money Deposit Funding Details

Fast approval and closing

Asset types: single family, multi-family residential, multi-family commercial, mobile home parks, RV parks, and self-storage

Loans are up to 1 million dollars and 70% LTV

No docs, credit checks, and pay stubs required

1 year of experience is required

The purchased property as a collateral (or cross-collateral) is required. It needs to have 1.5x in equity of EMD deposit

Loan term is 0 to 12 months

The cost is 14% APR + 5% in equity

Need more than $100,000 thousand? Contact Us

Keep The Loan Programs Details In Your Back Pocket

See What Our Clients Say

We have been extremely grateful for how simple and fast Y2 Lending has been to work with. We have done a transactional funding deal and a few fix and flips with Y2 Lending. Using 10+ different hard money lenders and private lenders in the past, Y2 Lending has by far been the best to work with, easy to communicate with and very dependable.

Ryan A.

CC Home Solutions, LLC

Working with Y2 lending helped me get my deal closed fast. I called Eugene and within 7 days I had funded my project. He was flexible on lending terms based on the performance of the project and has been a pleasure to do with throughout the entire process. I will definitely use Y2 Lending again.

Johnoson C.

Grab The Map, LLC

Y2 lending really helped my business with our financial goals. I worked with Eugene and he was incredibly professional. Everything was on time, he showed great character, and overall made the experience really easy. Every time I even have the possibility of a lending situation I consult Y2 lending first. Y2 lending and Eugene really are amazing!